{"id":4369,"date":"2026-06-03T13:59:55","date_gmt":"2026-06-03T10:59:55","guid":{"rendered":"https:\/\/dlshadrestaurant.com\/en\/financijski-rjenik-kazalo-pojmova-6\/"},"modified":"2026-06-03T13:59:55","modified_gmt":"2026-06-03T10:59:55","slug":"financijski-rjenik-kazalo-pojmova-6","status":"publish","type":"post","link":"https:\/\/dlshadrestaurant.com\/ar\/financijski-rjenik-kazalo-pojmova-6\/","title":{"rendered":"Financijski rje\u010dnik kazalo pojmova"},"content":{"rendered":"<p>Kovanice su naj\u010de\u0161\u0107e bile okrugle, kao i danas, ali to nije bilo jedino mogu\u0107e rje\u0161enje. U razli\u010ditim kulturama novac je mogao biti \u010detvrtast ili izra\u0111en u obliku predmeta koji su ljudima bili poznati i va\u017eni, primjerice kota\u010da, motike, sidra, ma\u010da ili \u017eivotinje. Hrvatski obiteljski leksikon (2005) novac, specifi\u010dna roba koja slu\u017ei kao op\u0107i ekvivalent vrijednosti i sredstvo razmjene dobara. Danas nam je normalno podi\u0107i novac na bankomatu, ali prvi bankomat postavljen je 27. Ispred poslovnice Barclays banke u Enfieldu u sjevernom Londonu. Tada je to bila velika novost jer je ljudima omogu\u0107ilo da do gotovine do\u0111u i izvan \u0161altera banke.<\/p>\n<h2>Robni novac: kad su stoka, sol i \u0161koljke slu\u017eile kao novac<\/h2>\n<p>Neki predvi\u0111aju da \u0107e u budu\u0107nosti gotovina nestati, a digitalne valute \u0107e dominirati. Me\u0111utim, sigurnost, privatnost i regulacija bit \u0107e klju\u010dni izazovi za budu\u0107nost novca. Hrvatska enciklopedija (2013\u2013) novac, institucionalizirano sredstvo koje vjerovnik na osnovi dru\u0161tvene konvencije ili zakonske obveze &#8230; Zato su ljudi postupno po\u010deli koristiti predmete koje su svi prihva\u0107ali kao vrijednost. CARNET-ova misija usmjerena je na osna\u017eivanje obrazovne zajednice, poticanje inovacija, razvoj napredne infrastrukture i usluga te za\u0161titu digitalnog prostora i identiteta Republike Hrvatske. Vi\u0161e o podacima koje obra\u0111ujemo kao i o Va\u0161im pravima pro\u010ditajte u na\u0161oj Za\u0161tita osobnih podataka u Hrvatskoj narodnoj banci, a o kola\u010di\u0107ima i drugim tehnologijama u Politika kori\u0161tenja kola\u010di\u0107a.<\/p>\n<h3>Strani novac<\/h3>\n<ul>\n<li>Stolje\u0107a, ve\u0107 su uglavnom upotrebljavali bizantski novac, \u010dije su imitacije i kovali.<\/li>\n<li>Neki predvi\u0111aju da \u0107e u budu\u0107nosti gotovina nestati, a digitalne valute \u0107e dominirati.<\/li>\n<li>Zato su ljudi postupno po\u010deli koristiti predmete koje su svi prihva\u0107ali kao vrijednost.<\/li>\n<li>Pokazivao je tko vlada, koje su vrijednosti va\u017ene i kome ljudi trebaju vjerovati.<\/li>\n<li>Vi\u0161e informacija o hrvatskom novcu i njegovoj povijesti mogu\u0107e je prona\u0107i na Hrvatskom numizmati\u010dkom portalu.<\/li>\n<\/ul>\n<p>Na otoku Yap u Mikroneziji kao  novac su se koristili veliki kameni kolutovi, poznati kao rai. Neki su bili toliko veliki <a href=\"https:\/\/bravermere.com\/en\">bravermere<\/a> i te\u0161ki da se nisu mogli lako premje\u0161tati. Va\u017eno je bilo da zajednica zna tko je vlasnik kamena. To je dobar primjer da novac ne mora uvijek biti predmet koji nosimo sa sobom, nego i dogovor  u koji ljudi vjeruju. Smithsonian navodi primjer rai kamena te\u0161kog 112 funti, a drugi primjer te\u017ei 168,5 funti i nije bio namijenjen optjecaju poput obi\u010dne kovanice. I svatko od nas mo\u017ee napraviti malu ku\u0107nu zbirku novca, primjerice od starih kovanica, nov\u010danica iz drugih zemalja ili novca koji se vi\u0161e ne koristi.<\/p>\n<p><img decoding=\"async\" class='aligncenter' style='display: block;margin-left:auto;margin-right:auto;' src=\"data:image\/jpg;base64,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\" width=\"301px\" alt=\"novac\"\/><\/p>\n<h2>Zamjena gotovog novca<\/h2>\n<p>Vi\u0161e informacija o hrvatskom novcu i njegovoj povijesti mogu\u0107e je prona\u0107i na Hrvatskom numizmati\u010dkom portalu. Pokazivao je tko vlada, koje su vrijednosti va\u017ene i kome ljudi trebaju vjerovati. Hrvati koji su \u017eivjeli na teritoriju dana\u0161nje Hrvatske nisu kovali svoj novac sve do kraja XII. Stolje\u0107a, ve\u0107 su uglavnom upotrebljavali bizantski novac, \u010dije su imitacije i kovali. Najstarijim hrvatskim novcem smatra se novac Bijelih Hrvata, koji su kao mo\u0107no pleme \u017eivjeli na podru\u010dju dana\u0161nje \u010ce\u0161ke. Digitalne valute i blockchain tehnologija otvaraju nove mogu\u0107nosti za nov\u010dane transakcije.<\/p>\n<p><iframe width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/qNRzjcPtf20?si=4a-3-VxFOt_BUPHn\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h3>Utjecaj novca na ekonomiju<\/h3>\n<p>Za razliku od poslovnih banaka, sredi\u0161nja banka mo\u017ee stvarati novac i bez davanja kredita, odn. Osim na taj na\u010din, sredi\u0161nja banka stvara novac i aktivnim kupovanjem vrijednosnih papira (vo\u0111enjem politike otvorenoga tr\u017ei\u0161ta) i kreditiranjem poslovnih banaka. Ovim prikazom samo smo zagrebli temu povijesti novca.<\/p>\n<p>Ako dijete \u017eelite upoznati sa starim novcem, mo\u017eete posjetiti arheolo\u0161ki, povijesni ili numizmati\u010dki muzej. Za hrvatski novac korisno je pogledati i materijale Hrvatske narodne banke, gdje se mogu prona\u0107i podaci o kuni, euru i povijesti novca na hrvatskom prostoru. Kako bi klijenti banaka i izvan banaka mogli s pomo\u0107u novca obavljati svoje poslove i izvr\u0161avati transakcije, sredi\u0161nja banka izdaje <a href=\"https:\/\/bravermere.com\/hr\">bravermere<\/a> nov\u010danice i kovanice. Takav gotov novac ona \u00bbposu\u0111uje\u00ab poslovnim bankama, koje ga ispla\u0107uju svojim klijentima. Hrvatski op\u0107i leksikon (2012) novac, specifi\u010dna mjera i nositelj vrijednosti op\u0107eprihvatljiv u razmjeni robe i usluga; institucionalizirano &#8230;<\/p>","protected":false},"excerpt":{"rendered":"<p>Kovanice su naj\u010de\u0161\u0107e bile okrugle, kao i danas, ali to nije bilo jedino mogu\u0107e rje\u0161enje. U razli\u010ditim kulturama novac je mogao biti \u010detvrtast ili izra\u0111en u obliku predmeta koji su ljudima bili poznati i va\u017eni, primjerice kota\u010da, motike, sidra, ma\u010da ili \u017eivotinje. Hrvatski obiteljski leksikon (2005) novac, specifi\u010dna roba koja slu\u017ei kao op\u0107i ekvivalent vrijednosti [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[40],"tags":[],"class_list":["post-4369","post","type-post","status-publish","format-standard","hentry","category-trading"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/posts\/4369","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/comments?post=4369"}],"version-history":[{"count":0,"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/posts\/4369\/revisions"}],"wp:attachment":[{"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/media?parent=4369"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/categories?post=4369"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dlshadrestaurant.com\/ar\/wp-json\/wp\/v2\/tags?post=4369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}